This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. Learn more. If you weren't paying on it then it went to collections. Oaks, Pennsylvania, Convergent Outsourcing Inc get me to pay $277.36 for a outstanding bill Renton Washington, galaxy asset purchasing Convergent outsourcing,inc saying I owe $6,020.64 Renton Washington, CONVERGENT Outsourcing, INC ACT HOLDING Montgomery Alabama, Convergent Outsourcing Inc. Convergent outsourcing False collection notice Re: PayPal account Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington, Convergent Outsourcing Inc. ATERSO01 as return address This notice is being sent to you by a collection agency. - Send one more email to executive office asking nicely again to have it deleted. Copyright 1997-2023 Ripoff Report. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Look at all the reviews. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Advertisers above have met our So I paid them 2 payment Dec. And Jan they took out of my banking acc. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. But like most debt collectors, it has a questionable reputation with its customers. The posting time indicated is Arizona local time. This company doesn't seem reputable. This is not correct as I owe no one anything or have any debt. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. They should be able to see whether there was or not and whether you need to deal with sprint. After you submit your information, calls to your number will stop within 24 hours. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Please call us at 1-800-444-8485. So, now I'm not sure how to handle this. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. Since they were on leases that left me on the hook for around $1400. Received several calls from this Company. Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. If you find any inconsistencies, you can file a dispute with the three major credit bureaus. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. I asked her if Convergent owned the debt. We also do not buy debts - the debt that you may owe is still owned by the original creditor. Convergent Outsourcing Sprint bill . The records of Verizon Wireless show that your balance of $38.63 is due in full. People would take advantge of it, skip a payment, and get a deletion. With account paid and settled. My tertiary goal is to pay as little as possible. How to Remove Convergent Outsourcing from Your Credit Report - FinanceJar Convergent Outsourcing/Sprint Help Hi all. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. The agent asked some questions, and at first I thought I was talking with someone from Sprint. Corporate Advocacy Business Remediation and Customer Satisfaction Program. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. They said according to sprints policy they cannot delete from the trade line. As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. Further information is available in our FICO Data Privacy Policy. Hence, the persistent phone calls and emails. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. FAQ. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. I never spoke to them again. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. They told me to contact their collections people. The account is in the amount of $621. To obtain this information, its best to contact the applicable credit bureau instead. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. You may find that it wont budge, even after you try the strategies above. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. Dorado, PR 00646, Metro Office Park This company is horrible. I got the collection agency's name and with that emailed them for an account number. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. General statment of, "according to sprints policy we cannot delete it. Thank you for visiting Convergent Outsourcing to make a payment on your account. Your credit score will be affected by this Company. I owe 1,700. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. Unbelievable!! Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). This piece of federal legislation prevents debt collectors from harassing customers to pay. Just because you paid Sprint off doesn't mean that it gets it off your report. Balance due is 1700. My payment to CO is on the 15th of this month. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. I HAVE NEVER OWN A TOYOTA! Convergent Outsourcing, Inc. is a debt collection agency. We're available to help by phone at 1-800-444-8485 or online through our contact form. So I called the number listed he ask for last 4 of my SS# and address. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. All rights reserved. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. If you would like to make payment online instead of over the phone, you may do so on our website. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT! Sorry to hear. They offered a settlement of 50% Renton Washington, Convergent Outsourcing, Inc claim I owe $1,320.69 to AT&T Wireless, called AT&T never had acctin-stor e or archive Dept Renton Washington, Convergent Outsourcing Inc This is not a real collection agency! Convergent Outsourcing For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Convergent Outsourcing Questions & Complaints Our content is intended to be used for general information purposes only. In business since 1950, Convergent is one of Americas leading collections agencies. SCAM! They stated update will occur. If everyone got a successful deletion after missing a payment for any reason. And lastly, seek counsel from a consumer protection attorney for a free consultation. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. I am a bot, and this action was performed automatically. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. If they don't, the collection agency may just update it to paid/$0 balance and it will remain on your credit reports for 7 years from the DOFD. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Tell us has your experience with this business or person been good? They are more diverse with the types of debts they collect than most collection agencies. Sprint sent account to collections, Convergent Outsourcing. Seemed reasonable, but what a scam. I want it removed entirely. If so, what's the best way to have them do this? For more information, read, How to Remove First Federal Credit Control from Your Credit Report, How to Remove First National Collection Bureau, Inc. from Your Credit Report, How to Remove Frontline Asset Strategies from Your Credit Report, How to Remove DCM Services from Your Credit Report, How to Remove FMA Alliance from Your Credit Report, remove the collection entry from your credit report, How to Remove Convergent Outsourcing from Your Credit Report, Telecommunication suppliers such as Sprint and T-Mobile, Failing to respond to debt validation requests. thanks, just paid it. How those businesses take care of those complaints is what separates good businesses from the rest. Work with Sprint directly if they still own the debt. Then a letter came from the saying I owe over $1200 to Dish Network and they are collecting. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Do you owe Convergent Outsourcing money? You may try a GW campaign with OC. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. You can enter your email address to have a copy of the chat transcript emailed to you. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. Somehow before I did they bought the debt and are reporting it. Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. The issue is, I never had an account with Sprint. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. I have sent numerous validation letters and no response! The contact details for Convergent Outsourcing are: 800 SW 39th Street. This is what I just went through. I called Dish to confirm this and they said they have no record of a debt. Thank you for visiting Convergent Outsourcing to make a payment on your account. This one so contrived, premeditated, using a fake name and explanation. geez that hurt but the future right? Need Help Clearing Up Convergent Outsourcing Collections - reddit They say Im past due in the amount of,$1,613.85.